This article provides a France-Andorra tax simulator that allows you to analyze, in a structured manner, the differences in taxation applicable depending on whether income, dividends, or profits are linked to France or Andorra.
The aim is not to provide an automatic answer, but to offer a numerical and comparative analysis of the main tax items, in order to move beyond theoretical approaches or preconceived ideas.
The simulator presented below allows these differences to be visualized based on consistent and deliberately educational assumptions.
This simulator provides an indicative estimate and compares only France vs. Andorra,
in three areas: dividends, corporate tax, and personal taxation.
COMPARATIVE SIMULATOR
France vs Andorra — 3 simulators in one
Quick numerical reading (indicative)
Status: —
📥 Your data
Assumption adopted (France)
Direct payment: 30% (simplified reading). Via Andorra holding company: 5% withholding tax (if conditions apply), then 0% in Andorra (assumption).
How the rate is determined
France: flat rate of 30% (educational model). Andorra holding company: 5% withholding tax (reduced rate under certain conditions), then €0 Andorra tax on payment (assuming optimal structure).
⚠️ Indicative results: excluding formalities, substance, anti-abuse, options, credits/refunds, and special cases.
💡 Estimated savings
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—
Situation 1 — Direct deposit (France)
Estimated tax
—
Effective rate (on gross income)
—
Net cash—
Situation 2 — Via holding company in Andorra
Tax withheld at source
—
Final tax in Andorra (assumption)
0 €
Net cash—
Effective rate (on gross amount)—
References
Tax disclaimer. Results are strictly indicative and educational. They do not constitute tax advice or an official simulation.
🏢 Your company
Assumption adopted
France: indicative rate of 25% (simplified reading). Andorra: capped at 10% (0% educational option possible).
Andorra option
⚠ Indicative estimate: does not replace a personalized analysis (activity, expenses, rules, etc.).
💡 Estimated difference
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—
🇫🇷 France
Estimated IS
—
Share of income taxed
—
Percentage used≈ 25%
NoteStandard rate (simplified).
🇦🇩 Andorra
Estimated IS
—
Share of income taxed
—
Simple rule10% cap
What we don't detailSpecial cases
References
Disclaimer. Results are indicative and educational. They do not constitute advice.
📥 Your information
Assumption adopted (single reading)
France: average rates (income tax + dividends) + tax on real estate assets above a certain threshold (simplified).
Andorra: simplified income tax scale (brackets), dividends 0, assets 0 (in this model).
⚠ Indicative estimate: excluding family situation, social security contributions, tax treaties, and special schemes.
💡 Estimated tax savings
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—
🇫🇷 France
Estimated taxes (total)
—
Estimated rate (on income)
—
Income tax—
Tax on dividends—
Tax related to real estate assets—
🇦🇩 Andorra
Estimated taxes (total)
—
Estimated rate (on income)
—
Income tax (simplified scale)—
Tax on dividends€0
Real estate tax$0
References
Tax information. Results provided for informational and educational purposes only. Not intended as tax advice.
This simulator provides an initial estimate. A personalized analysis allows you to verify your actual eligibility
for reduced rates and secure the structure.
Tax disclaimer. Results are strictly indicative and educational. They do not constitute tax advice or an official simulation.
Reading and scope of results
The results produced by this simulator should be understood as indications of tax levels, intended to structure thinking, and not as definitive conclusions.
The tool is based on standardized assumptions that enable typical situations in France and Andorra to be compared. This approach facilitates understanding of tax differences without claiming to reflect all possible configurations.
The simulator helps to clarify:
the tax liability related to dividends,
corporate income tax,
the impact of tax residency on overall taxation.
Any serious consideration involving a comparison between France and Andorra therefore requires an individualized analysis, taking into account the actual situation, applicable tax treaties, and anti-abuse mechanisms.
Disclaimer
The information provided by this simulator and in this article is strictly indicative and educational.
They do not constitute tax advice, legal advice, or an official simulation.
The applicable taxation depends on many factors specific to each situation, including effective tax residence, income structure, international tax treaties, anti-abuse rules, and overall financial situation.
Any decision must be made following a personalized analysis based on all relevant factors.
Call to action
If this simulation highlights a tax differential or raises questions about its feasibility, ENGAGE can assist you with a structured and confidential analysis.
We invite you to contact usto examine your situation as a whole and define a legally and fiscally secure structure.
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peaceful expatriation.
Optimize your tax situation and
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in Andorra.
